"How are you paid?"
Jason Howell Company (JHCo.) is paid exclusively by clients - i.e. "fee only" - for financial services and receives no commissions or kickbacks from any other source. For financial planning the fee is a $3,000 annual retainer. For investment management, the fee is a flat 1% on the assets/investments being managed. Alternatively JHCo. provides an hourly rate of $150 per hour for special projects (i.e. 401(k), 403(b) or TSP account reviews) and a flat rate for seminars.
"Where do you manage my money?"
As a registered investment adviser, JHCo. has an independent, "institutional" relationship with multiple broker-dealers. For example, most new accounts will be opened with TD Ameritrade Institutional, a division of TD Ameritrade Inc., member FINRA/SIPC an unaffiliated SEC-registered broker-dealer and FINRA member. You will have a private login to monitor your account.
"Is there a minimum balance required to work with you?"
No. JHCo. is a transparent financial services model accessible to anyone serious about proactive financial planning. If you do not have investments to manage, you are welcome to work with company using the retainer or hourly options.
"What's the profile of your typical client? Who do you work with?"
JHCo. clients are typically people who are used to running things; like a family, a business or even running for office. When they hire a professional firm, they like to meet the owner and get to know why they got into the business. Our clients are more likely to visit a brand new restaurant then a large chain. They probably have a small hobby but a really big idea. They are people whose legacy matters just as much their life.
"Do you have an office?
Yes, JHCo. maintains a home office which allows for keeping fees competitive. Clients are met with virtually, at their offices or at other convenient locations throughout the Washington, DC metropolitan area.
"Is it just you and if so, how do you manage everything?
Jason Howell Company is currently Jason Howell, serving as the investment adviser and financial planner. For his clients, Jason coordinates with external professionals - estate planners, CPAs, insurance agents, etc.- to provide an affordable, comprehensive experience. This "a la carte" structure gives more families access to holistic advice typically reserved for the ultra wealthy.
"What is the process like for getting started?"
Your first step is to contact the firm by email to schedule a free phone call. The call will take about 15 to 30 minutes and if there is a "connection" an in person meeting is then scheduled. If that meeting goes well, you and Jason will sign a one year renewable contract to work together. The next step for getting started is the creation a custom action plan for the first year of working together.