"How are you paid? Is there a minimum balance required to work with you?"
Jason Howell Company (JHCo.) is paid exclusively by clients - i.e. "fee only" - and receives no commissions or kickbacks from any other source.
When we manage your assets, our investment management fee is an annual 1% for up to $2,000,000 and 0.75% after that. Our ideal clients have at least $500,000 for us to manage. In 2018, Jason Howell Company was featured in the New York Times for serving clients without having to initially manage their investments. We are proud to continue offering that flexibility to new clients. Just contact us for details.
"What is Sustainable Responsible Impact (SRI) Investing?"
It's an investing discipline that adds consideration of environmental, social and corporate governance (ESG) factors to an overall investment philosophy. Over the years, so called "sustainable" investors have been able to effect positive change through shareholder engagement and proxy voting. We help our clients advocate for the issues they care about while investing for performance. It adds a higher level of significance for their money. See, Investing (SRI)...
"When you manage my investments, where is it managed?"
As a registered investment adviser, Jason Howell Company (JHCo.) has an independent, "institutional" relationship with multiple custodians. For example, most new accounts will be opened with TD Ameritrade Institutional, a division of TD Ameritrade Inc., member FINRA/SIPC an unaffiliated SEC-registered broker-dealer and FINRA member. You will have a private login to monitor your account. In addition to our statements, you will also receive statements directly from TD Ameritrade.
"What's the profile of your typical client? Who do you work with?"
Our clients are typically professional two-income families. They're the first generation in their family to have made as much money as they have and they are looking for guidance. We have a particular appreciation for family-business owners since we are business owners too. We like working with people we can get to know on a personal level. Our clients feel the same way.
Our best clients are typically just "savers" who are trying to do the right thing for their families. For more, see Who You Are.
"What is "proactive philanthropy?"
At our firm it's an ongoing discussion about causes that are important to you and your family. It usually includes a tax strategy that is activated by our client's CPA or tax advisor. We then connect our clients to our philanthropic partners with community foundations, donor advised funds and many other not-for-profits to activate their money.
"What is Family Governance?"
We've defined it as, "Our system for developing high-net-worth and high-self-worth for each of our client families, for generations." We transform regular investors into patriarchs and matriarchs of their families and communities. We do this through our Investment Strategy and by equipping our clients with three (3) tools for creating sustainable wealth:
- Your Personal ROADMAP (PR) which identifies 40 to 60 recommendations to improve your financial plan
- Your Implementation Guide (IG) which priorities (by month) when you ought to implement those recommendations
- Your Family Constitution (FC) which clarifies how those recommendations connect to your values
We call this process Family Governance. It goes beyond traditional financial planning by adding a "values management" component..
"What is the process like for getting started?"
Since the onset of COVID-19, parts of our process have changed but your first step is still to contact the firm to schedule a free phone call. Most likely you will speak with our founder to discuss what has your attention. If you are looking for a wealth adviser to help your family become more intentional with your wealth, we are a good fit. The next (virtual) steps include:
- Signing our agreements
- Receiving a secure link to upload your financial documents
- Scheduling your next virtual meeting with our team
And then we'll get to work on the Financial Planning process we call Family Governance. See, Planning..