Insights
Where the thinking behind the portfolios gets written down
A Letter to Stakeholders every month since 2020, without a gap — plus videos and articles on the questions families actually raise.
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Markets vs Policy
Tuesday, November 12th, 5:45 pm EST. It was just after 9 am on election day when we heard the news: a member of our family of clients had just passed away. From our perspective, Jenny was a loving wife and mother. She was also unnecessarily gentle and kind…
Healthcare Planning
"The more you understand [healthcare literacy] the smarter your decisions will be. I'd say that is definitely step one: understanding what you pay why you pay it in what circumstance you pay." - Christine Simone, CEO & Founder, Caribou Join Christine Simone,…
Letter to Stakeholders
Monday, October 14th, 11:46 am EST. We are less than a month away until our US Presidential election day. I have already voted. I chose the candidate most likely to support our democracy, our US allies, our disadvantaged, our environment, our civil discourse…
Structured Notes
"Ultimately a structured note is a candy wrapper of two assets so 85% of a structure note is a bond and the other 15% of a structure note is an option. That's it. It's just an option matched with a bond to give you that payoff." - Jason Barsema, Co-Founder &…
Life Insurance and Sustainability
"Action is the antidote. And by antidote, meaning, feeling detached or frustrated with the way things are going. W henever I start to feel frustrated with a situation or with a policy I try to remind myself action is the answer." - Nathan Irons, Founder &…
Virtual Family Office
Letter to Stakeholders, September 2024 Thursday, September 12th, 9:46 am EST. For a week in August, the markets looked pretty bad. But then the news refocused and by the end of the month, your balances were near all-time highs. Two weeks into September, your…
Healthcare for Millionaires
"Talk to someone like yourself to help them set up the overall picture. By all means, find someone who is reputable and someone who's trustworthy somebody you can talk to and be there for you over time. That you can call and follow up with. It costs nothing…
Yen Carry Trade
Tuesday, August 13th, 10:01 am EST. Even though the Summer Olympics and our US Presidential elections are typically the same year (2020 was an exception), usually we can escape the political news for a couple of weeks. But the Democratic nomination of Kamala…
Can You Trust?
"The most important thing is what is the philosophy of my money and my family. That's it. That is the takeaway And from there all sorts of questions. You don't have to go to an attorney, you can use your financial advisor on that and then take those answers…
Supreme Court Matters
Thursday, July 11th, 4:52 pm EST. Sometimes the news coming out of Washington, DC is really tough stuff. Over the past few weeks we’ve had U.S. Supreme Court cases that have changed the role of the executive and legislative branches and a U.S Presidential…
Family Therapy is Governance
"Talk more. Even it doesn't feel right. Even it feels awkward or that you're overcommunicating. Sharing how you feel is important. Talk about your feelings." - Dr. Shaywana "Dr. Shay" Harris-Pierre, Harris-Pierre Consulting Dr. Shaywanna Harris-Pierce, a…
Strategic Risk Management
"Auto insurance is probably your biggest exposure because a lot of drive cars every day. Often when I look at an auto policy I see two things: the bodily injury liability, make sure it's more than $100,000 per person/$300,000 per accident. It should be at…
69 letters · 36 videos · 107 articles