Insights
Where the thinking behind the portfolios gets written down
A Letter to Stakeholders every month since 2020, without a gap — plus videos and articles on the questions families actually raise.
216 published · page 7 of 18
Investopedia Top 100 Financial Advisors 2023
For the second time, founder Jason Howell, CFP®, CPWA®, CSRIC® was recognized by Investopedia for his outstanding contributions to the community. This includes his work as an adjunct professor of finance at George Mason University and American University, his…
The World Is Changing
Thursday, July 6th, 10:02 am EST. One of the things I’ve learned while diving into the theory of financial advice is how both complex and simple it can be. Looking up at the markets on a holiday-shortened week highlights this reality. Your account is still up…
Plant-Based Innovation for the Climate
"From a global standpoint we all seek to be healthy; financially healthy, our body healthy, our planet healthy and certainly healthy for our families (particularly if we have little kids or [just] kids). Anything you can do to make yourself financially…
What is Shareholder Advocacy?
Wednesday, June 7th, 9:02 am EST. Crisis averted. Phew. No longer in the news, our nation’s self-inflicted “debt ceiling” drama is over until 2025. There are many who say there “was always going to be a deal,” but the past few years have shown us that…
TD Becoming Schwab
Friday, May 5th, 3:02 pm EST. Spring has sprung. Despite recent bank failures, rising interest rates and incessant talk of recession, your balances are up this year and so is the country’s Gross Domestic Product (the total of our country’s production). So far…
How a Structured Note Works
Monday, April 10th, 3:22 pm EST. We are nearly four full months into 2023 and not much of our financial outlook has changed. There was an expected slow down in economic activity (spending) but that still hasn’t materialized (especially in travel). If spending…
Investing versus Trading
Read of listen here: Tuesday, March 7th, 9:42 am EST. Just as hope began to rise in the hearts of investors – and their statements – February showed up to crash the economic party. Why the constant volatility [up and down]? Blame A.I.. Artificial Intelligence…
Structured Notes and Junk Fees
Read or Listen here: Friday, February 10th, 8:58 am EST. Predictably, we enjoyed positive stock market growth last month, just when prognosticators and pundits assumed declines. During these first few days of February, we’ve started to see “the market” give…
Debt Limit
On February 1st, award-winning consumer journalist Ben Dennis interviewed me about restaurant fees facing new customers during the gradual reopening of our economy. The conversation took a broader, graver tone when he asked about the potential debt limit…
Looking Forward to 2023
Read this post or LISTEN here: Wednesday, January 11th, 1:34 pm EST. It is with great pleasure that we bid adieu to 2022. You not only endured the worst stock market decline since 2008, you also persevered through the worst US bond decline. Ever. What a year.…
Do I need a financial planner?
Q: Like most people, while I was in college, I was broke. But I got a great job in my 20s and have been saving pretty well for the past 15 years or so. Now that I have a young-ish family, work is getting busier and the market has been getting crazier. I've…
We really compete in 2023
Read or listen to our letter here: Wednesday, December 7th, 1:04 pm EST. For the second month in a row, you will see a slight improvement in your account balance. These “unrealized gains” are a welcome change from the “unrealized losses” of 2022. The…
71 letters · 36 videos · 109 articles